Health insurance subscription among women in reproductive age in Ghana: do socio-demographics matter?
نویسندگان
چکیده
BACKGROUND Premised that health insurance schemes in Africa have only been introduced recently and continue evolving, various concerns have been raised regarding their effectiveness in improving utilisation of orthodox health care and the reduction of out-of-pocket expenditures for their population, particularly women. OBJECTIVE To examine the effects of socio-demographics on health insurance subscription among women in Ghana. METHODS The study draws on the 2014 Ghana Demographic and Health Survey. Bivariate descriptive analysis and binary logistic regression were used to analyse the data. RESULTS Wealth status, age, religion, birth parity, marriage and ecological zone were found to have significantly predicted health insurance subscription among women in reproductive age in Ghana. Urban dwellers, women who are nulliparous, those with no or low levels of education, African traditionalists and the poor were those who largely did not subscribe to the scheme. CONCLUSION The findings underscore the need for the National Health Insurance Authority to carry out more education in association with the National Commission for Civic Education and the Information Services Department to recruit more urban dwellers, nulliparous women, those with no or low levels of education, African traditionalists and the poor unto the scheme.
منابع مشابه
Predictors of Enrolment in the National Health Insurance Scheme Among Women of Reproductive Age in Nigeria
Background Despite the implementation of the National Health Insurance Scheme (NHIS) since 2005 in Nigeria, the level of health insurance coverage remains low. The study aims to examine the predictors of enrolment in the NHIS among women of reproductive age in Nigeria. Methods Secondary data from the 2013 Nigeria Demographic and Health Survey (NDHS) were utilized to ex...
متن کاملUnderstanding Perception and Factors Influencing Private Voluntary Health Insurance Policy Subscription in the Lucknow Region
Background Health insurance has been acknowledged by researchers as a valuable tool in health financing. In spite of its significance, a subscription paralysis has been observed in India for this product. People who can afford health insurance are also found to be either ignorant or aversive towards it. This study is designed to investigate into the socio-economic factors, individuals’ health i...
متن کاملPerception of quality of health delivery and health insurance subscription in Ghana
BACKGROUND National health insurance schemes (NHIS) in developing countries and perhaps in developed countries as well is a considered a pro-poor intervention by helping to bridge the financial burden of access to quality health care. Perceptions of quality of health service could have immense impacts on enrolment. This paper shows how perception of service quality under Ghana's insurance progr...
متن کاملEffects of spatial location and household wealth on health insurance subscription among women in Ghana
BACKGROUND This study compares ownership of health insurance among Ghanaian women with respect to wealth status and spatial location. We explore the overarching research question by employing geographic and proxy means targeting through interactive analysis of wealth status and spatial issues. METHODS The paper draws on the 2008 Ghana Demographic and Health Survey. Bivariate descriptive analy...
متن کامل